This part of the project includes a University of Technology (2 campuses) one each sited in the South East and South South. Two world-class hospitals, with one each sited in the two regions.

There will also be a commercial Bank with a national licence to serve these different locations and beyond.

A. The GRAMEL University of Technology (Dual-Campus Mandate)

  • Spatial Constraint: The Consultant must design a unified, world-class tertiary educational framework split across two distinct, highly synchronized regional campuses.

  • Geographic Placement: One anchor campus must be sited within the designated South East development corridor (Digital & Silicon focus Core); one anchor campus must be sited within the designated South South corridor (Industrial & Blue Economy focus Core).

  • Consultant Deliverable: Architectural layouts and academic partnerships must be structured to accommodate satellite-node templates compatible with global institutional partnerships (e.g., IIT Madras and MIT-Africa models), ensuring direct talent pipeline connectivity to adjacent commercial zones.

 

B. The GRAMEL Medical Center of Excellence (Dual-Hospital Mandate)

  • Spatial Constraint: The Consultant must structure plans for state-of-the-art, high-capacity quaternary healthcare complexes integrated with advanced diagnostic testing networks and clinical research laboratories.

  • Geographic Placement: One specialized quaternary healthcare hub must be positioned strategically within each of the core regional zones (South East and South South).

  • Consultant Deliverable: Healthcare consultants and medical planners must design these clinical centers to international standards, specifically optimized with the diagnostic and surgical capacity required to actively mitigate outbound international medical tourism and capture domestic premium healthcare market share.

  • Specialized Medical Academies: Operational Integration Directives: To further extend the services of the medical complexes and continue to build healthcare manpower, the project will integrate specialized tertiary educational infrastructure tied directly to the GRAMEL University of Technology/Medical City framework.

    • The College of Health Sciences & School of Medicine

      • Spatial Constraint: The physical facility must be seamlessly embedded within the South East Medical City complex.

      • Design Requirement: Structure the academic and clinical layouts so that Bachelor of Medicine, Bachelor of Surgery (MBBS) and advanced genomics research students can complete immediate clinical rotations directly inside the specialized oncology and transplant wards.

    • The School of Nursing & Midwifery

      • Spatial Constraint: The physical facility must be seamlessly embedded within the South South Medical City complex.

      • Design Requirement: Structure the facility to house a high-capacity, high-discipline medical workforce academy accredited to award Bachelor of Nursing Science (B.NSc) degrees and elite international professional certifications.

    • Performance Metric: The academy must be operationally scaled to produce a continuous supply of specialized nurses and healthcare professionals to fully staff the primary health clinics and pharmacies across the township network and the nation.

 

C. National Commercial Bank

  • Consultant Deliverable: The legal and financial advisors must design the complete regulatory roadmap, application architecture, and capitalization schedule to secure a National Commercial Banking License from the Central Bank of Nigeria (CBN).

  • Capitalization Boundary: The financial model must allocate and prove a minimum ₦500 Billion paid-up capital base, fully compliant with the latest CBN banking recapitalization directives, to establish an autonomous, Tier-1 clearing house under GRAMEL HOLDCO.

  • FinTech Architecture Directive: Closed-Loop Transaction Rails: The software, fintech, and banking consultants are instructed to design a proprietary, unified digital banking rail embedded across all development hubs. The framework must enforce 100% internal clearing to eliminate transaction leakage and capture the full macroeconomic float across the ecosystem.

  • 100% Capital Float Capture Mandate: Fintech architects must ensure the banking platform natively routes, clears, and settles all intra-ecosystem transaction categories:

    • Residential & Luxury Leases: Design automated direct-debit clearing rails to process all monthly build-to-rent (BTR) collections across the 2,500-unit township portfolios.

    • Logistics & Freight Invoices: Build dedicated B2B payment interfaces allowing wholesale merchants in major commercial corridors (e.g., Onitsha, Aba, Nnewi) to settle interstate cargo, port clearing, and freight manifests exclusively through the bank's digital platform.

    • Captive Utility Billings: Integrate micro-payment settlement architecture to clear continuous revenues from the 7.5MW solar-hybrid networks, piped LPG gas, and fiber-to-the-home broadband networks directly into internal merchant accounts.

  • B2B Digital Escrow Framework

    • Directive: The banking development team must engineer a secure, automated B2B Digital Escrow system.

    • Execution Constraint: The system must allow merchants (e.g., in Aba or Onitsha) to lock capital natively within the bank for port-to-hinterland trade. Funds must clear to logistics operators automatically via smart contracts only upon verifiable digital delivery manifest confirmation at a Zone D Multimodal Terminal.

  • Treasury Monetization & Liquidity Pooling Modeling: The financial consulting team is contractually required to model the accumulation, velocity, and reinvestment parameters of the ecosystem's internal liquidity float:

    • Cost of Funds Optimization: Financial analysts must calculate the compression of the group's overall cost of funds resulting from pooling billions of Naira in daily merchant deposits, escrow balances, and utility floats.

    • Working Capital Multiplier Framework: The treasury model must detail how this continuous internal liquidity float will be leveraged as non-dilutive working capital. The Consultant must demonstrate how these pooled funds will reduce dependency on expensive external commercial debt to finance the construction of subsequent development horizons.